When it comes time to buy your new RAM, you’ve got financing options. One of the best options is to visit your RAM dealership and see what they have to offer. Here’s why.
4 Reasons to Check Out Financing Options at Your RAM Dealership
Your Dealership Is Incentivized to Help You
When you finance from a bank or credit union, the financial institution is only making money off the loan itself. That’s how they make money and continue as a business. This makes them especially picky about who they lend to. Technically, you’re seeking a secured loan (meaning there’s something of value – the car – that they can seize if you default, in contrast to unsecured loans, like credit card debt). But the bank doesn’t love being bothered with having to repossess a car. They’re just not…car people.Your dealership, on the other hand, is making their money off the sale of the car. That’s their whole reason to exist, and that means they’ve got a lot more incentive to make things work so you can actually get the loan you need.
There Are More Options for Those With Poor Credit
Related to the above, there are just more options if you don’t have great credit. Your dealership gets that some people have credit hits that have nothing to do with being reliable with money or responsible in repaying loans. Life just happens sometimes. Your dealership can help not only if you have poor credit, but even if you have none at all. In fact, they can get you into a loan package that not only gets you a car but also helps you to rebuild your credit specifically.
Everything Happens in One Place
When you get financing away from the dealership, you add an extra layer to the process. The bank may have only specific dealerships they want to let you buy from, and they reserve the right to offer you a certain amount in loan only to come back with “…but not for THAT vehicle.” When you work with your dealership, you can start the process online and complete it very quickly at the dealership. Apply for financing, value your trade-in, get pre-approved, and even start shopping the new RAM options, all at your dealership’s website.
You Have Options
Changed your mind, and you just want to sell your old car but not buy a new one? Your dealership will give you fair value. Want to lease instead of buying? You can do that, too. Need to see specifically how your trade-in value could be applied to your loan terms, down payment, and more? Talk to your dealership. To finance your new 2025 RAM, come see us at Murray Chrysler Dodge Jeep Ram of Starke, FL.
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