There are lots of ways to finance cars, but getting car financing through the CDJR dealer is often the best choice. It’s accessible, convenient, fast, and all-around a great option for many different types of buyers.
5 Benefits of Getting Car Financing through Your CDJR Dealer
1. You Don’t Have To Fill Out a Ton of Paperwork
When you apply for financing through your car dealer, you have to fill out very little paperwork. When you fill out one application, it’s sent to multiple lenders. You don’t need to travel from place to place filling out individual applications, which is very time-consuming.
2. You Don’t Have To Meet Extremely Strict Criteria
The criteria you must meet to get a loan at a dealership are typically less strict than the criteria you have to meet when applying for financing through a bank. This allows a wider range of people to access financing through a dealer. For example, if your credit score isn’t in the best shape, then you may be able to finance your car through a dealer even if you can’t finance it through a bank.
3. You May Qualify for a Promotional Offer
Sometimes there are promotional offers on brand-new cars where you can get financing with 0% APR or another low interest rate. If you have a squeaky-clean credit history and a credit score that’s currently high, then there’s a good chance you can qualify for one of these offers and save a ton of money on a new car.
4. You’re Not On Your Own
Navigating financing can be tricky, and you’ll have to do it alone if you’re applying for financing through a credit union or bank. When you’re applying through a dealership, you can easily talk to somebody from the finance department who can walk you through the application process from start to finish.
You also have easy access to people who can help you if you’re wondering what the eligibility requirements are when buying a used car. When you’re seeking financing outside of the dealership, you have to search for these eligibility requirements on your own.
5. You’re Not Limited by a Bank’s Network
Banks typically have certain dealerships within their network, and they may require you to choose a car from one of these dealerships if you’re going to finance through that bank. The car you want may not be available at one of those dealerships, so that limits your buying options. When financing through a dealer, you can head to the dealer that definitely has the car you want in stock.
Stop by Murray Chrysler Dodge Jeep RAM of Starke in Starke, FL if you need financing for your car. Our finance team will be happy to talk to you if you need any assistance.
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